Do you know you can pay for flights and hotels with Bitcoins?
LOW RISK/HIGH RISK MERCHANT ACCOUNT
Reliable & affordable credit card processing. We help worldwide merchants sell their products or services. We help them to acquire their direct merchant account with their own descriptor.
If you are looking for an uncomplicated answer we can help you by setting up your direct merchant account with one of our partnering bank.
We enable internet and moto merchants to accept many secure payment methods directly from site or through our virtual terminal platform.
We work on your behalf with the acquiring bank and have you approved. It takes 7-10 business days to have your direct merchant account setup and ready for you to start processing.
If you want to accept credit cards online in real time and open your business to a global customer base we welcome your merchant account application from most industries, business types, sizes and locations with 24/7 billing support. Just fill out the application form and one of our mangers will contact you.
Required documents & Application Process
- Articles/Memorandum of Association of Applying Company
- Passport copy of director(s) / authorized signatory(s) of Applying Company (no older than 3 months)
- Proof of address of director (Utility bill. No older than 3 months)
- Copy of most recent bank account statement (plus voided check if available)
- Proof of domain ownership
- Credit card processing statements (of last 6 months)
- Screenshot of pay-page
- Minimum processing amount per month is US$25,000 +.
All provided copies should be clearly readable.
HIGH RISK DIRECT DEBIT MERCHANT ACCOUNT
This account is for companies that want a high risk merchant account and have high processing volumes. Really great for Bitcoin and crypo transactions. This works with debit cards.
1. Funds deposited directly into bank account.
2. No chargeback.
3. Easy setup.
1. Incorporation documents (including Articles of Incorporation)
2. DBA document (linking URL of the website with the Company)
3. Director's (Signatory's) Utility/Phone
4. Director's (Signatory's) Passport
5. Domain Name invoice
6. Bank Letter
7. License (If applicable)
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STARTUP MERCHANT ACCOUNT PACKAGE
Company, bank account and merchant account.
Company formation choices:
1. Mauritius company
2. Cyprus company
Bank account choices:
1. Merchant account setup for startups
2. Both low and high risk industries
1. Notarized Passport copy.
2. Utility bill as proof of address (not older than 3 months) for all shareholders/directors.
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MORE ABOUT LOW RISK/HIGH RISK MERCHANT ACCOUNT
PCI DSS compliant and offer the opportunity to Merchants who are not PCI DSS compliant to process card transactions. In some countries the market share of local cards is significant or even higher than the international cards.
We allows you as a Merchant to tap in to local cards in order to increase your conversion rate and is continuously expanding to serve your business.
Our international cards portfolio now contains Visa, MasterCard, China UnionPay, Alipay, Wechat Pay, AMEX, Diners, JCB, Sofortbanking, ACH, POLI Payment, as well as other local debit cards.
Together with card acceptance, some features have been enabled to protecting your business with best practices for this specific Card Not-Present (CNP) environment, helping you take a business decision in less than a second, including:
We are committed to bring to our clients flexibility and financial payment processing strength in every region we process in.
Realize your global ambitions and expand your e-commerce activities across the world via international acceptance with real-time confirmation and fast processing time.
Let us open the world for your online business implementing or optimizing your card payment platform by contacting us.
High Risk Merchants are specific types of businesses that have a higher than normal chargeback ratio and higher than normal risk of returns or customer sales disputes.
Chargebacks of more than 1% of total monthly sales are usually considered excessive chargebacks by high-risk processors.
In addition to the chargeback potential, the merchant acquiring banks consider an account a High Risk Merchant Account based on the potential for possible legal violations for selling particular types of services or products, financial liability that the bank or processor will incur for processing for the merchant or bad publicity towards the bank for accepting certain types of businesses.
How long will it take me to get a High Risk Merchant Account established and begin processing?
The length of time varies, depending on how quickly the paperwork and the supporting documents are received.
Once we have all the required documentation, approval typically takes 24 – 48 hours and merchants can usually begin processing immediately.
Larger or higher risk accounts can take as long as 2 weeks to become fully integrated and to begin processing at all their locations.
What is the High Risk Merchant Reserve, how much is it and how long is it held?
The reserve is a cash amount held back from your available post-clearing funds. The high risk merchant reserve generally ranges between 5% and 10% of each merchant’s approved volume or monthly sales volume.
Reserve amounts are held by the merchant processor to ensure against losses due to uncollected fees, merchant fines, excessive chargebacks, etc. Reserves can be held for a minimum of 180 days under a rolling reserve feature of the high risk merchant account.
Can a start-up business get approved for an offshore merchant account?
Our high-risk acquirers approve companies for offshore merchant accounts on an individual basis.
If you are a start-up business, what’s important to us is the strength of your business plan, how you expect to generate sales, supply and service your customers and the history of the principals in your business.
If our company (and ourselves) has been placed on the MATCH list, can we still be approved for a new merchant account?
It is possible. Any high-risk processor will evaluate the risks on a case-by-case basis. We work with our processors to find the best way to have your application approved on a timely basis.
While we make no guarantees of merchant approval, we make every effort, using our experienced staff and resources, to get you the merchant account you need to conduct your business.
We know that individual merchants using a shared merchant account do not have individual descriptors. What does it take to obtain approval for our own merchant account and our own descriptor?
Depending on size, category and risk, merchants can obtain their own custom descriptors once their individual merchant account has been approved to accept credit cards.
Can our merchant account settle transactions in more than one currency?
Yes, multiple currency settlements are available for approved merchants.
Which merchant businesses are considered High Risk?
* Adult merchant
* Airline tickets
* Dating services
* Diet programs
* Gaming merchants
* Legal escort services
* Online computer sales
* Online auctions and debt services
* Online membership club
* MLM - MultiLevel Marketing
* Network Marketing Companies
* Replica products
* Scolarship programs
* Stock Trading
* Travel agency accounts
* Telemarketing merchants
* Tobacco and cigarettes
If your business is not included in the above list and you would like to know if there is any industry predisposition toward high risk merchant status, please contact us.
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