Reasons why you need family travel insurance. Have fun!


Forty-eight packs of peanut butter crackers. Six bright yellow rain ponchos. Three disposable, underwater cameras. And one bottle of really expensive wine.

You packed all of these items into one duffle bag for the big family vacation. And now that Bobby broke his leg, the hotel you booked converted into a nursing home, and a virus has you grounded, you’re not going anywhere. If only you had purchased family travel insurance, then things would have been different, right?

Vacations and getaways are often on the brink of not happening when you’re planning for your party of five, six or seven. And you’re left with crackers, ponchos and cameras to take pictures of your aquarium with. Oh, and wine, for when you’re healthy.

Here are seven reasons why family travel insurance may be worth looking into before your fam pays for those non-refundable theme park tickets.


The Numbers are Working Against You
When you just have to worry about you, and maybe a significant other, the odds of getting packed, on the plane and to your destination seem to be in your favor, right? Weather, karma and distracted baggage handlers seem a whole lot less formidable during solo travel or even a couple’s retreat. However, when you have a gaggle of four or five travelers, including kids who play by their own rules and refuse to wash their hands, your vacation plans seem to be constantly hanging by a threat. It only takes one bout of walking pneumonia or a single tantrum during an already tight layover to send your trip spiraling out of your control. The good news is that family travel insurance can offer you some relief from travel plans gone awry.

Family
Vacation fun

The Cost of Family Travel is on the Rise

According to American Express, the typical travel budget for one summer traveler in 2013 was $1,145 per person.1 This adds up to more than $5,700 for a family of five. Of course, many popular family destinations, such as theme parks and beaches, may come with an even higher price tag. With such a level of investment to get the mom, dad and the kids from here to there, planning a big trip without family travel insurance may seem like more of a gamble than an opportunity to make memories together.

Time is Money. And Planning Takes a Long Time
The figure we shared above only takes into account airfare, hotel booking fees, tickets, meals, souvenirs, etc... But what about all the time it takes to plan the actual trip? From poring over travel blogs to comparison shopping hotel prices and leveraging your social network to weigh in on campgrounds, water parks and aquariums, the pay-off for such robust pre-planning is more fun and relaxation once you reach your destination. If some unforeseen circumstance causes you to cancel, pause or cut your trip short, then this is time and money down the drain. With family travel insurance, you may be able to reload your trip at a later date. more ...


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